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Clinician-owned. Practice-first.

Stop Overpaying to Run Your Practice

For Clinicians. By Clinicians.

We'll find where you're leaking money — and fix it. Confidential, clear and concise guidance across the four costs every practice carries.

  • Payment Processing
  • Patient Financing
  • Payroll & HR
  • Retirement

Founded and run by Dr. Pirooz Zia, a practicing dentist who got tired of watching good practices overpay. His story

Dr. Pirooz Zia, co-founder of UniFiCo-Founder
Trusted Partners

Trusted by Practices Like Yours

45+ independent dental and medical practices have reviewed their numbers with us.

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The problem

Where Costs Add Up Unnoticed

Four line items quietly shape a practice's margin. Most owners have never seen them side by side.

Payment Processing

Layered rate tiers, junk fees and legacy terminals quietly add thousands to your annual cost of getting paid.

Find out more

Patient Financing

Declined applications and rigid terms turn treatment plans into unstarted cases and unbilled revenue.

Find out more

Payroll & HR

Per-employee add-ons, tax filing penalties and manual PTO tracking drain time your front office doesn't have.

Find out more

Retirement

Hidden asset-based fees and unmonitored fund lineups compound against you and your team every single year.

Find out more

Founder's story

A dentist built this because nobody built it for us.

I run a practice. I have signed the same confusing merchant statements, watched payroll invoices creep up, and been sold a retirement plan I did not fully understand.

Every one of those decisions was made in five minutes between patients, because that is the only time a practice owner has. That is how good clinicians quietly overpay for years.

UniFi is what I wanted to exist: one team of specialists who read the fine print, tell you plainly what your practice is paying, and say "keep what you have" when that is the honest answer.

Dr. Pirooz ZiaPracticing dentist & founder of UniFi

  • Clinician-led — built and used inside a working practice
  • Plain-English answers, never a sales script
  • If your current setup is already competitive, we tell you

How we help

Our Simple Process

We Treat Your Finances Like You Treat Your Patients

  1. 01

    Diagnose Accurately

    We identify leaks that quietly drain money, time, and resources.

  2. 02

    Prescribe Clearly

    We recommend only what you need — clearly, transparently, and without pressure.

  3. 03

    Treat Painlessly

    We manage the transition so your practice can keep running without disruption.

Solutions

Everything Your Practice Needs.

Six services, one team, and a clear outcome behind each one.

01

Getting paid

Payment Processing

Pay measurably less to get paid — and see exactly what you pay for.

Interchange-plus pricing, modern terminals and patient-friendly payment options — reviewed line by line so you can see exactly what you pay for.

  • Best negotiated rates for clinicians
  • No sneaky rate increases
  • No hidden or extra fees
  • Text-to-pay & recurring payment features
Explore Payment Processing
02

Case acceptance

Patient Financing

More treatment plans actually start, because patients hear a number they can live with.

A soft-pull prequalification flow and a lender network that covers more credit profiles, so treatment plans turn into started cases.

  • Lowest cost to clinicians — rates as low as 3%
  • 0%, 6- and 12-month options for your patients
  • High approval rates
  • A fast, secure, mobile-friendly application process
Explore Patient Financing
03

Your team

Payroll & HR

Payroll leaves your desk: accurate, filed, and approved in minutes.

Full-service payroll with filings, onboarding, handbooks and PTO tracking — priced per practice, not padded per feature.

  • Significant savings over the one-size-fits-all payroll giants
  • Unlimited payroll processing at no extra cost
  • No hidden or additional fees for year-end W2 and 1099 generation
  • White glove support for seamless setup and effortless data migration
Explore Payroll & HR
04

The long game

Retirement Plans

You and your team keep more of what the practice earns.

Plan design, low-cost fund lineups and fiduciary support — with administration that runs quietly in the background.

  • Smarter retirement planning
  • Simplified administration
  • Automated contributions
  • Employee benefits that retain staff
Explore Retirement Plans
05

Growth capital

Practice Loans

Capital on terms that match how a practice really cash flows.

Lender relationships built specifically around healthcare practices, with terms that reflect how practices actually cash flow.

  • Acquisition and partnership buy-in
  • De novo build-outs
  • Equipment and technology
  • Working capital lines
Explore Practice Loans
06

Always here

Ongoing Support

A dedicated specialist stays with your practice long after onboarding.

Every practice gets a dedicated point of contact who knows your setup, answers quickly, and proactively reviews your account so nothing falls through the cracks.

  • Named specialist assigned to your practice
  • Fast, direct answers by phone, text or email
  • Proactive account reviews and savings checkups
  • Quarterly business reviews and benchmarking
Explore Ongoing Support
Dentist examining a patient through a precision microscope

Why us

Built Around Your Practice. Not Around a Sales Quota.

  • Every rate, fee and markup is written down before you decide anything. No tiers, no surprises on statement day.

  • Specialists in practice finance — not generalists reading a script. We work only with healthcare practices.

  • Recommendations are modeled on your census, volume and workflows. If the answer is 'keep what you have,' we say that.

  • A named point of contact from review to implementation and every year after. You never restart the conversation.

Video stories

Real Clinicians. Real Experiences.

See why practices are choosing a simpler way to manage their business.

More stories

Real Success, Real Stories

Clinicians and practice teams on what actually changed after their savings checkup.

The Savings Checkup

Find out what your practice is really paying.

A clinician-to-clinician review of your payment processing, patient financing, payroll and retirement plan. Free, confidential, and there is nothing to switch unless the numbers say so.

01You send statements

Recent statements for whichever services you want looked at. Nothing else required.

02We read the fine print

A line-by-line review of what your practice actually pays today — rates, fees and all.

03You get a straight answer

Current cost, proposed cost, and the difference in writing. Keep what you have if it wins.

Schedule Your Savings Checkup

No cost, no obligation, no long-term contract to find out.

FAQ

Frequently Asked Questions

Keep Caring.

Do what you do best. Let us help with the rest.

Medical team in a modern practice